Property tax schedules vary state by state. Some states bill once a year, others in two or four installments, and some (like Florida) offer a discount for paying early. Below are the 2026 deadlines for the ten states homeowners search most — plus the penalty that applies if you miss them.
Pattern, exact due date, and the penalty trigger after it lapses. Always confirm with your county.
| State | Pattern | 2026 due date(s) | Penalty after |
|---|---|---|---|
| California | Semi-annual (secured) | Nov 1, 2025 / Feb 1, 2026 | 10% after Dec 10 / Apr 10 |
| Texas | Annual | Feb 2, 2026 (Jan 31 falls on Saturday) | 6% + 1%/month from Feb 3 |
| Florida | Discount system, final Mar 31 | Mar 31, 2026 (or 4%/3%/2%/1% discount for earlier) | Delinquent Apr 1, 3% minimum |
| New York (NYC) | Quarterly (most), semi-annual (some) | Jul 1, Oct 1, Jan 1, Apr 1 | Interest accrues at varying rates |
| Michigan | Semi-annual (summer + winter) | Aug 31 (summer) / Feb 14 (winter) | ~1% interest per month |
| Illinois (Cook County) | Semi-annual | Mar 1 (1st), Aug 1 (2nd, typical) | 1.5%/month after due date |
| Ohio | Semi-annual | ~Feb (1st half) / ~Jul (2nd half), set by county | 10% penalty after due date |
| Pennsylvania | Discount, face, penalty periods | Varies — typically Mar–Aug (face), 10% after | 10% after face period ends |
| Georgia | Annual (most counties) | Typically Nov 15 or Dec 20 (set by county) | 1% interest per month + 5% penalty after 120 days |
| Arizona | Semi-annual | Oct 1 (1st) / Mar 1 (2nd) | Delinquent after Nov 1 / May 1 |
State-level dates are a starting point. The county tax collector sets the specific deadline for your parcel, and it can vary within a state. Always confirm with your bill or your county's official website.
Property tax dates within a state rarely change. California's December 10 delinquent date, Texas's January 31 deadline, Florida's March 31 final date — these are set by statute and repeat each year. A recurring annual email reminder set 2–3 weeks in advance keeps you inside the payable window every time.
Set a recurring property tax reminder for your state's date.
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The state-level dates above are correct in the broad sense, but they aren't always the exact deadline that applies to your specific parcel. A few common reasons your county's date may differ:
For a deeper walk-through of installments, see when are property taxes due and the difference between the due date and the delinquent date.
The first 30 days after the deadline are when penalties stack fastest. Pay the bill as soon as you can — even a few days inside the late window matters because some states add monthly interest on top of the initial penalty. For the full timeline of what happens when payment slips past delinquency, see what happens if you miss a property tax payment.
Then make sure the next deadline isn't a surprise. The property tax reminder emails arrive a few days before your county date, with follow-ups so you have a real chance to act on them.
In most US states, the state sets the framework (e.g., "two installments, fall and spring") and the county tax collector sets the exact day. A few states with smaller jurisdictions set the dates centrally. Either way, your county tax collector's website is the authoritative source for your specific deadline.
For secured property, the first installment is due November 1, 2025 and becomes delinquent after 5 p.m. on December 10, 2025. The second installment is due February 1, 2026 and becomes delinquent after 5 p.m. on April 10, 2026. Unsecured property tax is due August 31.
Texas property tax for the 2025 tax year is due by January 31, 2026 — but because January 31 falls on a Saturday, the deadline is extended to Monday, February 2, 2026. A 6% penalty plus 1% interest applies in February, increasing each month thereafter.
Florida property tax bills are mailed November 1, 2025. Florida uses a discount system: pay in November for a 4% discount, December for 3%, January for 2%, February for 1%. The final deadline is March 31, 2026 — after that, taxes are delinquent and a penalty applies.
Several states have late-summer or early-fall final deadlines for their second installment, such as California (April 10), Michigan (February 14 for winter), and Ohio (typically July–August for the second half). Always check your specific county for the precise day.
The calendar dates themselves almost never change — they're set by statute. The only common shift is when a deadline falls on a weekend or federal holiday, in which case most states automatically push the deadline to the next business day.
Find your state's date above, then set a recurring email reminder. Free, no account. The reminder lands well inside the payable window — not after the penalty kicks in.
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