✅ Inspector's Checklist

Home Inspection Checklist
What Inspectors Actually Check

A standard home inspection covers eight major systems and produces a 30–80 page report. Here's exactly what gets evaluated, what doesn't, and what to ask about during the walk-through.

What does a home inspector look for?

A licensed home inspector follows a standard scope defined by ASHI (American Society of Home Inspectors) or InterNACHI (International Association of Certified Home Inspectors) — the two main professional bodies. They evaluate the home's structural, mechanical, plumbing, electrical, and safety systems, plus visible interior and exterior conditions. They do not evaluate items inside walls, underground systems, or specialty hazards (mold, termite, radon, asbestos) without separate inspections.

The eight systems the inspector evaluates

Standard scope. Order varies by inspector and weather.

🏠

Roof and exterior

Shingles, flashing, vents, chimneys, gutters, downspouts, soffits, fascia, siding, trim, exterior caulk, drainage grading, decks, walkways, exterior doors, garage door operation.

🧱

Structure and foundation

Foundation walls, slab or footing visible cracks, framing in attic and basement, beams, posts, joists, signs of settlement or movement, signs of past or present water intrusion.

🔥

HVAC

Furnace or heat pump operation, AC operation if outdoor temp permits, ductwork, registers, filter condition, thermostat, condensate drainage, age and visible service history.

🚰

Plumbing

Visible supply and drain lines, water heater operation and age, water pressure, fixtures, faucets, drains, leaks at connections, shut-off valves, toilet flush and seal.

Electrical

Main panel, subpanels, breakers, visible wiring, outlets (sample testing), GFCI and AFCI protection, service entrance, grounding, light fixtures, smoke and CO detectors.

🪟

Interior

Walls, ceilings, floors, windows, doors, stairs and railings, signs of moisture or staining, fireplace if accessible, attic insulation depth, crawl space conditions.

🌬️

Insulation and ventilation

Attic insulation type and depth, ventilation adequacy, vapor barriers where visible, bath and kitchen exhaust termination, dryer vent termination.

🍳

Built-in appliances

Dishwasher, range and oven, range hood and exhaust, garbage disposal, built-in microwave. The inspector runs each through a basic operational cycle.

🚪

Garage and outbuildings

Garage door auto-reverse, fire-rated wall between garage and house, weather sealing, sheds and detached structures if part of the inspection scope.

What's NOT included — schedule separately

A standard inspection is non-invasive and limited to what's visible. These items require specialized equipment, certifications, or destructive access, so they're usually separate appointments with separate specialists.

Specialty inspections to consider booking alongside

  • Sewer scope: camera inspection of the main sewer line, $200–$500. Critical for older homes or properties with mature trees.
  • Termite (WDI): wood-destroying insect inspection, $75–$150. Required by VA loans, recommended in most southern markets.
  • Mold testing: air or surface samples, $300–$700. Recommended if there's any visible water damage or musty smell.
  • Radon test: 48-hour passive or active monitoring, $100–$250. EPA recommends every home test for radon.
  • Asbestos and lead paint: required testing in homes built before 1980 (asbestos) or 1978 (lead paint).
  • Septic and well: separate inspections by septic and water specialists, $300–$700 each.
  • Pool and spa: equipment, plumbing, and safety inspection by a pool specialist.
  • Chimney sweep / Level 2 inspection: for fireplaces actively used or in older homes.

What to do during the inspection

Buyers should attend the walk-through at the end — typically the last 30–60 minutes. The inspector explains findings in person, points at issues, and answers questions in plain language. The written report is more formal and easier to misread.

Walk-through priorities

  • Ask "if this were your home": the inspector\'s opinion on which findings actually matter is the most useful single question.
  • Verify high-cost items in person: roof, HVAC age, water heater age, electrical panel, foundation cracks. Read the photos against what you see.
  • Ask about life expectancy: roof, HVAC, water heater, and major appliances all have known service life ranges. Knowing where each is in its lifecycle is renegotiation leverage.
  • Note anything that surprises you: verbal mentions sometimes don\'t make the written report. Take phone notes.
  • Don\'t panic at the page count: a 60-page report is normal. Read the executive summary first; most items are routine maintenance, not deal-breakers.

For the difference between routine items and actual problems, see the red flags that fail a home inspection. For prep advice if you're the seller, see how to prepare for a home inspection.

Don't lose the deadline while you're studying the checklist

The contingency window is moving while you read. Most U.S. purchase contracts give 5 to 14 days from the contract effective date to inspect, respond, and either accept, request repairs, or walk away. Set a reminder so the deadline doesn't slip while you're learning what to look for.

Set a home inspection reminder. See the main reminder page for how the follow-up emails work.

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Common questions about the home inspection checklist

What does a home inspector look for?

A licensed inspector evaluates the home's structural, mechanical, and safety systems: roof, exterior, foundation, attic, basement, HVAC, plumbing, electrical, water heater, insulation, ventilation, interior surfaces, windows, doors, smoke and CO detectors, and major built-in appliances. The result is a written report with photos and noted issues.

What are three things a home inspector should always check?

Roof and structural systems, electrical safety (panel, GFCI outlets, visible wiring), and active moisture or water damage. These three categories cause the most expensive surprises post-purchase, and a reputable inspector documents each thoroughly with photos.

What is NOT included in a standard home inspection?

Sewer line scope, termite and pest inspection, mold testing, asbestos, lead paint, radon, swimming pool and spa equipment, septic systems, well water testing, and any system inside a wall. These require specialists and are usually scheduled separately. Ask your inspector which they recommend for your property.

What is the most common issue found in a home inspection?

Roof issues (worn shingles, missing flashing, gutter problems) and electrical issues (missing GFCI outlets, undersized panels, visible wire damage) lead nearly every report. Plumbing leaks under sinks and HVAC filter or service issues are close behind. Most are cosmetic or routine — but the volume can feel alarming.

Should I bring a checklist to my home inspection?

Yes — bring a printed copy or a phone-based checklist and follow along during the walk-through. Make notes about anything the inspector mentions verbally that doesn't make the written report, and ask questions while they're still on-site. The walk-through is more informative than the report.

How detailed is a home inspection report?

A typical residential inspection report runs 30–80 pages with photos. It documents the condition of each major system, notes deficiencies with severity, and often includes maintenance recommendations. Read the executive summary first — it flags the items the inspector considers most important.

Know What Gets Checked. Don't Forget the Date.

Set a reminder before your inspection. Free, no account, follow-ups until you mark it done.

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